One of the things recently that may be weird to some but made me very happy is that it took until the end of May to reach my deductible/out-of-pocket for this year. That is huge as I met 2 years worth of very high deductible and out-of -pocket within 8 months between July 2012 -February 2013. While I know people have various opinions on things with healthcare right now, it has been a huge help to me to be able to change to a gold plan where I pay more each month than before but then have a much, much lowered in-network deductible/out-of-pocket since I have to purchase my own individual coverage. I feel like I have at least done what I can to lower my insurance and medical costs to what I can manage, as long as I stay in-network. That is a huge relief for me!
There have been a lot of doctor visits and things of that nature in the last 2 years, but it is also crazy how much "living" I've managed to cram into that short amount of time. I just finished creating some photo albums from 2013. (Yes, I was very behind) Normally, I have an album that is 65-85 pages for the year, but for last year, I have 3 albums that are all about that size. I finished the album for the trip to Australia and New Zealand that I took with my parents, and I was trying to find what could be cut as I hit the maximum of 100 pages. That was truly a trip of a lifetime, and I am so thankful that I got to go on it. I shared some pics on Facebook, but here are a few as well. If Australia and New Zealand are not already on your "bucket" or "living" list, I highly recommend that you add them :)
I love you and NED! :)
ReplyDeleteNancy, was it because of the Affordable Care Act that you were able to switch to a better insurance plan?
ReplyDeletePat Watson
Pat - Yes, it was.
DeleteKeep looking forward and congrats on 2 years NED. That is wonderful.
ReplyDelete